Important Banking Terms - Abbreviations

• NPA : Non Perfoming Asset
• SLR : Statury Liquidity Ratio
• RTGS : Real Time Gross Settlements
• NEFT : National Electronic Fund Transfer
• EFT : Electronic Fund Transfer
• CBS : Core Banking Solution
• LAF : Liquidity Adjustment Facility
• FERA : Foreign Exchange Regulation Act
• FEMA : Foreign Exchange Management Act
• MICR : Magnetic Ink Character Recognition
• ACF : Auto-Correlation Function
• AD : Authorized Dealer
• ADB : Asian Development Bank
• ADR : American Depository Receipt
• AFS : Annual Financial Statement
• AFS : Available For Sale
• AGM : Annual General Meeting
• AIRCSC : All India Rural Credit Survey Committee
• AO : Additive Outliers
• AR : Auto Regression
• ARIMA : Auto Regressive Integrated Moving Average
• ASSOCHAM : Associated Chambers of Commerce and Indusry of India
• ATM : Asynchronous Transfer Mode
• ATM : Automated Teller Machine
• BIS : Bank of Internation Settlements
• BOI : Bank of India
• BoP : Balance of Payments
• BPM5 : Balance of Payments Manuel, 5th Edition
• BPSD : Balance of Payments Division, DESACS, RBI
• BSCS :  Basel Committee on Banking Supervision
• BSR : Basic Statistical Returns
• CAD : Capital Account Deficit
• CAG : Controller and Auditor General of India
• CBS : Consolidated Banking Statistics
• CD Ratio : Credit Deposit Ratio
• CDBS : Committee of Direction on Banking Statistics
• CF : Company Finance
• CFRA : Combined Finance and Revenue Accounts
• CGRA : Currency and Gold Revaluation Account
• CII : Confederation of Indian Industries
• CO : Capital Outlay
• CP : Commercial Paper
• CPI : Consumer Price Index
• CPI-IW : Consumer Price Index for Industrial Workers
• CR : Capital Receipts
• CRAR : Capital to Risk Weighted Asset Ratio
• CRR : Cash Reserve Ratio
• CSIR : Council of Scientific and Industrial Research
• CSO : Central Statistical Organisation
• CVC : Central Vigilance Commission
• DAP : Development Action Plan
• DBOD : Department of Banking Operations and Development Supervision, RBI
• DBS : Department of Banking
• DCAD : Department of Company Affairs, (Now known as Ministry of Companies
                 Affairs, MCA)Government of India
• CD : Certificate of Deposit
• CC : Cash Credit
• LC : Letter of Credit